Mr. B and I are always going back and forth on when we think we are ready to buy our first home.
Typically when he thinks we are ready, I think no way.
When I think we are ready, he thinks no way.
That's just how we roll.
Rent is expensive here and sometimes we feel like we are just wasting our money when we could be putting that to a mortgage.
But with a mortgage also comes the property taxes, extra money spent on utilities, fixing things around the house and having to pay for things that break or need to be repaired.
And with a duplex comes a landlord. A place that isn't yours, a dog that loves the backyard but you're always paranoid because she loves to dig holes and leaves pee stained grass spots everywhere, and people who live above you and essentially little to no privacy.
We finally both decided that we were going to stick out the renters life and start looking at houses more seriously come February/March with hopes to move by May/June.
Thankfully, at this point, the market is on our side and our eyes have been peeled and will continue to be for good deals.
Literally 2 minutes after I emailed our realtor that we are taking a break and will connect again in February-I check online one more time to see if there are any steals out there.
And I find it.
Our house.
Sidenote: I have a one track mind. When something is in my head it needs to happen now. I need it now.
I become obsessed.
So obviously I'm obsessed.
We had a showing of the house last week and loved it.
It's super out-dated and needs lots of work, but it's just what we are looking for.
I felt like it was a house just for me and Mr. B. I'm not so sure everyone else would love it as much as we did. But we saw lots of potential.
We could totally see this being our first home.
Having a place to call our home.
A home to bring our little Adalyn to that she will grow up in.
A nursery that is painted in the correct shade of gray.
A home for Roxie to play in the backyard.
A home to grow a family in.
A home to build lots of memories in.
Problem is:
A. Mr. B has no credit and is the primary income. I have good credit and make income for craigslist deals, baby clothes and the occasional shopping spree.
B. We aren't pre-approved yet {typically people get pre-approved then find a house, but well we just aren't normal- duh}
C. Our realtor is on vacation for the week.
Therefore, we talk to a few different mortgage specialist trying to find a way to make this work. Trying to find the best deal and trying to do it quickly before someone else will put an offer in and we lose the house.
We have sent in a million and one documents including all our bills for the past 12 months and now we wait.
There's a fine line between being pushing and rushing things too quickly, potentially things that maybe aren't meant to be, and being active and working hard to get what you need to get into order to make things happen.
Sometimes it's hard to know where to draw the line.
So currently we are waiting. Praying and hoping. Most importantly, we are trusting.
We hope to get pre-approved and get the ball rolling.
We hope the sellers will accept our offer.
We are praying for doors to be clearly opened or closed.
We are praying for peace no matter what the outcome is.
We are praying that we will work as team and agree on all things as this process continues.
I think Mr. B has learned to carefully watch his words and not get my hopes up. Typically I don't believe things until they happen, but I feel like things are happening and I will be pretty disappointed if we change our minds or things don't work out at this point.
But what we really need to do is- do what we can and then rest in Lord and trust that this is all in His hands.
It's really hard to do sometimes.
